# Barak Steinmetz, CPA

## VP Product at Finaloop

Prior to joining Finaloop as VP of Product back in 2021, Barak gained significant financial experience at Goldman Sachs and Barclays. He holds dual bachelor’s degrees in Accounting _(Summa Cum Laude)_ and Law _(Magna Cum Laude)_ and is also a licensed attorney.

### Posted in

All

Accounting

Inventory

Tax

Guides and Tools

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### Ecommerce Seller's Discretionary Earnings Calculator

[Calculate the seller's discretionary earnings (SDE) for your ecommerce brand](/content/blog/seller-discretionary-earnings-calculator/index.html)

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### Finance built for where you are now. Ready for where you're going.

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### Articles by Barak Steinmetz, CPA

#### [Ecommerce Payment Processing Guide- Choose Right in 2025](/content/blog/the-ins-and-outs-of-online-payment-processors/index.html)

Understand the difference between payment gateways, payment processors, and payment service providers and choose the best one for your ecomm business.

#### [Shopify Capital: Is It the Right Loan for Your Ecommerce Brand?](/content/blog/choosing-the-best-ecommerce-loan-is-shopify-capital-right-for-you/index.html)
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Learn about Shopital Capital, and what it means for your books and taxes - in words you can understand.

#### [How Refunds and Chargebacks Affect Ecommerce Profit & Trust](/content/blog/refunds-chargebacks-and-financial-clarity-in-a-multichannel-environment/index.html)

How ecommerce brands manage refunds, chargebacks, and returns impacts not only their trustworthiness and reliability, but also their books.

#### [Preparing DTC Brands for M&A: Financial Readiness for Exits](/content/blog/green-exit-lights-ahead-financial-preparation-meets-market-opportunity/index.html)

As economic conditions improve, industry leaders anticipate a resurgence in M&A activity for DTC brands, particularly for those aiming for realistic, mid-range exits. For brand founders, being ready, especially on the financial management front, is key.

#### [Payment Options Guide: Boost Sales With Flexible Checkout Methods](/content/blog/maximizing-sales-through-payment-flexibility-modern-payment-infrastructure-for-your-online-store/index.html)

Understanding how sales proceeds flow from customer to merchant bank account is a precondition for making informed decisions about payment options.

#### [What DTC Brands Should Know About Crypto Payments and Taxes](/content/blog/crypto-commerce-from-market-volatility-to-accounting-and-tax-implications/index.html)

Crypto prices plummeted following Trump's tariffs, but analysts are optimistic its role in the ecommerce space will only grow. Here's what DTC brands need to know if they decide to accept cryptocurrencies as a payment method.